Easy Business Start Up Loans – Last month, four researchers (and business/finance professors from the University of Texas, University of California, Los Angeles, and New York University) published a study titled “How important is credit to small business success in the United States?”
The study found that small business loans are essential to the success of any startup. The results of this study were not surprising and are consistent with a lot of other market data that has been talked about for a long time. When acquired and used properly, small business financing helps businesses grow. A closer look at studying small business loans
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The group reviewed five years of startup loan applications from Accion Texas, the lender that provides capital to startups across the country. (A startup is defined as a new business, open for 6 months or less, and the majority of applications were for retail and restaurant businesses.) The study found: “Startups that receive funding are significantly more likely to survive, enjoy higher revenues, and create More job opportunities.”
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The study demonstrates the importance of access to credit and is another reminder that borrowing capital, when done correctly, can be critical to business success.
Small business financing is like so many other things. It is a tool that can be used wisely for great things. It can also be used badly, in which case it will not help your business grow.
Tom Gazaway is the founder and president of LenCred. His expertise is helping small business owners who are in their first two years of business obtain business financing that properly segregates their personal and business credit while protecting, maintaining, and improving their credit profiles. Tom blogs on LenCred’s blog, The Business Finance Lounge. JOIN THE NO CODE AI REVOLUTION Discover the power of No-code AI with Appy PieCreate powerful web and mobile apps and automate workflows easily and quickly without any coding.
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Creating these workflows means you don’t have to keep switching between multiple applications to achieve standardization of your data across platforms. Set up the correct triggers for the corresponding actions and create efficient systems without writing a single line of code!
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Feature-rich and easy-to-use, Appy Pie’s no-code business automation tools allow you to deliver superior customer outcomes and drive business growth.
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A few years ago, if you had an idea for a really good game, app, or other program, the only way to bring that idea to life was to either know programming (and I pray you know the right programming language) or be willing to learn on the fly. If you have the money, you can hire someone to do it for you. That was pretty much it.
This is no longer true: now, instead of learning an entire programming language (or even several), you only need to understand how one program works before you can work on your inspiration. While you will still need perseverance and hard work, the burden of technical knowledge has been lifted considerably.
Anyone can use Appy Pie’s no-code technology. There is no need for formal training, education, or acquisition of specific skills to use the no-code platform.
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With Appy Pie, anyone can build apps, websites, chatbots, and more on any internet-connected device without having to hire a programmer or agency. No-code is the future of programming and the democratization of technology so that anyone with a laptop and internet can turn their technology project into a reality.
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“You no longer need to become a programmer to build things on the Internet, enabling a new wave of makers with different backgrounds and perspectives,” said Ryan Hoover, founder of Product Hunt.
So, whether you are a non-technical employee, entrepreneur, or any other type of business user, you can easily use Appy Pie’s code-free platform to create your own software. Appy Pie’s drag-and-drop interface lets everyone create their own apps, empowers citizen programmers, and checks out the rise of shadow tech in IT.
Gartner estimates that by 2025, 70% of new applications created by organizations will use no-code or low-code technologies (up from less than 25% in 2020).
However, it’s not just non-programmers who can take advantage of the no-code technology. This is what Sahil Lavinga, Founder and CEO of Gumroad tweeted.
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Some of our best content creators are incredibly competent engineers who don’t want to deal with payments, fraud, VAT, and other burdens that come with selling things online.
There has been a lot of talk about the lack of code, and the adoption rate is very high. Microsoft expects that 500 million applications will be built over the next five years, and 450 million applications will be built on low-code platforms.
However, just because everyone chooses not to have an icon, that doesn’t mean you should, too. Let’s take a look at why a no-code platform like Appy Pie is the perfect choice for you!
Using external resources and agencies to build enterprise-class applications can put a hole in your pocket. On top of that, it’s going to be a tough workout, because it requires constant back-and-forth in every aspect of the minute, which makes it limiting and restrictive. At the same time, you will not be able to access the backend of the app.
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Therefore, building in-house applications is crucial, but most organizations are not able to afford it due to budget and human resource constraints. The cost of hiring skilled programmers is very high, and this is where Appy Pie’s no-code platform comes into play. Instead of hiring an entire team of programmers, you can invest a fraction of that cost in your own Appy Pie subscription. No-code Appy Pie enables anyone, regardless of their technical expertise, budget, or time constraints, to build their own business applications.
With the no-code platform, users can enjoy a wide range of customization features that allow them to modify their applications based on their evolving requirements. Users can instantly change anything they want without worrying about introducing bugs or glitches while trying to improve their apps and add better features through the Appy Pie platform.
Traditional methods require 4-12 months and involve ongoing deliberations and discussions with the technology department. Each new feature addition will require a cycle of discussions and meetings with programmers, slowing down the entire process. Low code platforms such as Appy Pie can reduce the time by 90%.
Lack of token can accelerate speed to market (RedHat, 2018); What normally takes months can be reduced to just a few minutes. Depending on the type of app you want to create, it can take anywhere from 5 to 45 minutes to get a fully functional app up and running. When you build an app faster, you can also deploy or release it faster to your customers.
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This shouldn’t come as a surprise to you. There is no code that reduces the cost of ownership. All application data is stored on a secure cloud, which reduces or in fact completely eliminates the need to spend on servers and their maintenance. It saves a huge amount of money because you only need to spend a tiny amount on server maintenance using cloud-based software application, compared to what you do with traditional methods.
Since the no-code is quite cost effective, it can give you a better return on your investment. You can save a lot of your resources while using Appy Pie’s no-code technology, compared to what you would have spent on the traditional methods.
100% of low-code companies have received ROI from their low-code adoption. (Appian, 2019). These ROIs are even greater when it comes to Appy PIe’s no-code technology. A better return on investment also means that investing in no token is less risky. Should your application fail, you will likely have spent much less on your project than you would have if you had chosen the traditional methods.
No code can be learned and used before
